1) Deposits - withdrawals fees: To put things into perspective a customer can now withdraw or deposit 30,000 usd and be charged a fee of 30 usd.
I frankly speaking don't believe this is even a problem to talk about in case you move money in and out once in a while.
Bitcoin is not a treasury bond yielding 3% a year, it is highly volatile and I believe we are making much ado for nothing.
Please understand our current financial system is based on checks and parameters.
The more we move in and out of our accounts, the more banks will be likely to notice our flows, the more attention we will get.
What we are trying to discourage here is not an occasional deposit or withdrawal, it's people moving money in and out daily as there was no tomorrow.
This behavior is putting our system under stress and is representing a potential threat to our security.
How about 1 free deposit and 1 free withdrawal per month for example then (or at least waiving the minimum fee of 20(!) USD)? Now a customer can also withdraw 300 USD and will be charged 20 USD... I guess that is the bigger concern here, not that withdrawing 100k USD costs 100 USD extra (everything below 20k(!) USD is charged a higher than 0.1% fee, an amount that would likely even cause my bank to start asking questions).