It is a short no.
Someone who invests in crypto and using not his own money, he's just making himself into trouble. Investing in crypto is profitable but it takes time and is a wise choice.
Not every borrower has that wise choice so they're likely to end up in debt and losses.
Yeah, Just make sure to invest on any kind of investment options with your extra money only that you can afford to lose, You can't predict accurately what will happens in the future so never take any loan any kind of any investment or trading, I have some friends that ended having big debt and strugle to repay it since he suffering some loss.