If your wealth is unstable, you usually have to sell the coins when you encounter some problems, but you still have surplus money in your life, and you can invest in the Bitcoin network for a longer time without worrying about other real life. If the expenses in real life are difficult to meet, then the choice of investment will not invest too much money.
It happens and it's true that whenever you're in need, you have to sell your bitcoins.
Whether it be in profit or loss as long as you need the money, there will be a rush sell that you'll do and that's the disadvantage of not being wealthy.