Don't know about you guys but I feel pretty late.

You are not late till cryptocurrency gets mass adoption. You simply have missed several chances to earn. Your earning process simply will be more complicated than for those guys who had discovered cryptocurrency 5-7 years ago. However, for you everything will be much easier to understand or achieve, as now there are thousands of faqs, tips, guides, strategies, compared to cryptocurrency pioneers, who achieved everything via thousands of tests, issues and underwater stones.