This is one of many reasons why I don't like loan with interest rate. I prefer like to use crowdfunding like we usually do in ICO. I think crowdfunding is better then only lend money. Crowdfunding that companies did in ICO not only lift some the weight from the company but also gives big profit if the project is succes. Just imagine if those countries do crowfunding using cryptocurrency and every that cryptocurrency holders will get benefit from the project that the governments make. Anyone can get easy money fron loans but the impact is very bad.