Usually government adjust bank interest to control inflation. I think it will be better if people invest in companies directly rather than go through bank. Some bank lend money for unproductive things which mean it's not help to reduce inflation. But if we invest our money to companies directly then the company will produce more product and help the balance of supply and demand between money and goods. I hope companies can get fund directly from investors rather than lend money from bank. I hope people know how to invest in companies directly.
The average people can't get through the company directly when it comes to investing in them, they need to get through the bank because the company has to pay these people and bank is the best way for this company to put the payments for those investors.