Withdrawal can become a habit. Once you develop the habit of withdrawing either fiat or converting your crypto holding to local currency for use, It almost becomes so difficult to break.
Needs and wants/problems to solve with money never stop arising, how do you handle your withdrawal? Be sincere, considering that local currency is becoming less of value as the cost of things are constantly rising now, so much that the cost price today is not the cost price tomorrow. Is a budget still effective in your opinion?
Withdrawal might be a habit for some but there are 2 words that might help you control yourself with it. Self control and self discipline.
Removing things that you are doing most of the time is really hard but if that thing can affect your life negatively then it is time for you to remove it or at least to lessen. In this case it is withdrawing always. As for me, I'm always budgeting what I'm getting on a monthly basis and it really helps me a lot both in spending and saving. Constant withdrawal of money can be reduce if you know how to control yourself. Just withdraw money if you need it but if you just want it then don't withdraw. Sometimes, priorities help you decide whether you need to withdraw money or not.