you have to differentiate between dollars and usdt, and you have to know that american banks don't recognize that usdt is a dollar, this problem has existed since the birth of Usdt, but usdt is a stable coin that was created.
USDT is a stable coin made by Hong Kong people with very good intentions and makes its value determination based on the value of the USD fiat currency, even though the coin is not born in America nor does it have to be recognized by the United States.