I have read somewhere bitcoin for the currency and Bitcoin for the ecosystem / network?
I know that's B stands for the network and b for the unit, but you'd never refer to an asset with a capital letter. Why would you on bitcoin?
what do you think about monero's potential?
Useful for both politicians and the mass. It'd be wise to get some in case the whole world catches it on.
Reserve requirements are (or were, before we moved to an "ample reserves" model) a way for the Fed to influence interest rates and liquidity by requiring banks to loan money from them at end of day to meet the stated requirements; they were never a method for the Feds to regulate banks' activities or dictate how much they were "allowed" to lend.
Then, there's this thing missing from the equation of bitcoin. The federal reserve system doesn't rely that much on the existence of a currency which is easily abused by the government, which also needs the banks. Indeed, the inflation can make things worse, but the whole fractional reserve lending has to stop. The USA has to stop borrowing money with interest. Bitcoin adoption won't lead to a less stressful and happier life; there are other drastic measures needed to be taken.
Bitcoin is just the
beginning of the differentiation between the government and the money. It won't lead to a better life judging with the current political behavior. Agreed?