Comvert with some stablecoins that can give you profit by only holding them. On Binance Savings Product, the highest one gives a high percentage of APY is Dai, so if youre just gonna hold stablecoin then pick DAI ( If thats fine for your holding it /staking on Binance). But these choices are all good if you go outside of centralized system. But be careful since these stablecoins inst working like the fiat USD.