You are right that asking a question like this would be better if you will just not ask it to us because its more of a personal question and a confidential one like you said.

But if I will be on that situation and I want to spend 1BTC, I might diversify it more into different assets. Altcoins, Mutual Funds, Blue Chip Stocks and keeping some into top coins are the things that I will do. Maybe most of us will prefer to just let 1BTC be hold because many believe that it will have more value in the next years. It might be true but I like to diversify more than just putting it into 1 asset .