Wait for what?

You guys - parting with your coins for a fiat loan, instead of market selling and market buying back - constitutes the end of
BTC as we know it.
Not my cup of tea.
That said, I do hope you get them back.
This is a test of the emergency fiat system. Keep fiat bank account at a minimum, and if an emergency need arises (car repairs, healthcare, etc.), quick loan provides the necessary cash. Minimum exposure to inflation.