•Bitcoin replacing Banks.
I feel they simply don't like all of this and are intimidated by the future, do you think so likewise ?
Bitcoin won't replace or take over or kill banks. It won't happen. Bitcoin, fiats and CBDCs will co-exist in the future. They will have different proportion in our society and have different target populations.
Think of paper book, e-books for example. They co-exist after many years since the innovation of e-books. Each type has own use cases and pros as well as cons.
Exactly, People I've seen (most) need to have the satisfaction that their money is safe and protected but they're not responsible for it.
This behavior itself is avoiding responsibility and one of the many reasons for them to prefer Bank over Bitcoin or Crypto.
Banks also provide loans which Crypto also can but it's complicated and is extremely hard to handle.