I'm not even a newby yet. I've never seen the blockchain client:

But I'm curious to know if I send coins between two addresses using nLockTime set to say 1 month in the future, if that would make my coins impossible to steal for a month. Could this be used the basis for a cold storage system? Like a time-lock vault? Where would the coins sent be housed during that month: In the sending or receiving address, or neither?

Thanks for your comments.