From what I can tell Gulden has not taken on any debt risk which many founders end up doing for marketing, to get listings on exchanges and pay for development.
This was all raised within the Gulden community with the premine and development reward.

The debt free life , no risk taking life is stable but will slow progress , in the event the financial system has a meltdown due to debt defaults and unmitigated leverage,  Gulden will be a safe space in the crypto universe.

The Gulden community is one of the best in crypto, was surprised when Novo was announced more people didn't leave. Novo has had the unfortunate consequence of slowing development for Gulden.