easy answer , Why Hold if your not stable to spend your fund for daily basis?
never Hold a coin if you have no enough funds to support your living because our life is not based in speculative and it is reality.
Also why we are keep in telling people about invest only the amount you can afford to Lose or risk.
sometimes people dare to try something because it looks very profitable. even they are willing to use the money they use for it. this usually triggers stress and annoyance to what is invested.
perhaps, in the theory of "patience, and restraint is the key to great profits". by reading this with screenshots of huge profits, people are willing to use their personal money to make funds. however, the reality is that it is very difficult to do. even that can be done for months or years, you may even be involved in a moment where the value of your assets will decrease and be accompanied by extraordinary panic. Well, holding on is not easy.