A lot depends on demand in crypto. Now, the crisis raises and there is a big demand for lending platforms. Lending platforms are popular now and some people earn money on providing liquidity for lending platforms. New lending platforms appear now like this
https://twitter.com/agiledefi/status/1451462447869710340Now there is a big demand in lending platforms. It is good that thanks DeFi lending platforms creditors and borrows can choose the best conditions for them.
Now many people lost their jobs and it is very difficult to them to get a bank credits. That is why DeFi lending platforms are popular. They allow all people to get loans and find and good conditions for themself.
Getting loan is never been an ideal thing since from the start.It is better to find out an stable income came from job rather than minding yourself on getting some loan.
Consider this action when you are in emergency or investment risking opportunity but dont make it as a habit.For people who arent financially capable
specially when you are still young then its really a hard situation but if you are really that interested on doing things then you could eventually find away if you wanted to.
Its a matter of action and effort but if there's no other option then just move on.