A lot depends on demand in crypto. Now, the crisis raises and there is a big demand for lending platforms. Lending platforms are popular now and some people earn money on providing liquidity for lending platforms. New lending platforms appear now like this
https://twitter.com/agiledefi/status/1451462447869710340Now many people lost their jobs and it is very difficult to them to get a bank credits. That is why DeFi lending platforms are popular. They allow all people to get loans and find and good conditions for themself.
The most important thing is to return loans. It is good that it is simple to get loans. But that platform would function good it is necessary that all loans will be returned.