I do not know why people leverage over 20x if not using cross margin, even if cross margin is used, then it is very important to reduce the trading money from the total money in the leverage trading account. Using 25x will result to easy liquidation, I will not advice using 20x, even 5x is too high, 2x for experienced traders. 1x not for traders but also for experienced traders. If someone is a newboe, it is not bad to use just 1x or spot trading with just $100 to be the highest trading fund. Newbies will lose the fund though, that is why the money that can be afford to lose and never think about it is the amount to start with trading.