Stocks crypto and all others are just the one way how to take your money.
Add there the fear of inflation and You get the perfect combination of greed and fear how 80% Will lose all.
If You are newbie Welcome to lose Money the news the fuds are designed perfect ways for You to lose Money.
Its just one way how to take your Money so that You Will Work More hours and cheaper salary for those who Got Money from You.
The profit does Not happens automaticly You need to Know what You are doing.
But all to say the whole point of the markets is to take your Money from You.
Finally, a rational analysis.
Stocks then forex and now crypto have been / are promoted as some "easy money" or "make money online" schemes which can't be further from the truth. As you correctly mentioned over 80% of traders lose, so much for an easy money scheme. It's mainly those unscrupulous entities which make money when most of retail traders lose.