More than Half of the life span of the human race is centred on making of money or wealth.
Because without it, what would we eat? We need money to have the freedom to buy things that we need and almost all of the time, these things are needed. Water. Food. Clothes. All that needs money to buy and it takes time to accumulate one. However, lets not forget that money is only a medium of exchange to the things that we need. Happiness by heart can't be bought by that.
like you said, reality is bitter but it is reality.
even though some people say that happiness is not only about money but from your explanation we should already know that we will live hard if we don't have money.
this is why almost everyone is more concerned with money than anything. a lot of violence and conflict caused by money.
Lots of civil wars are based on money and lots of people don't trust each other because of money problems.
it's bad but reality says so
The point being is that money should not be the center of our lives. It can be earned and there's lots out there waiting. It should not be worshipped and cause war between brothers. Violence will never be the solution to hunger and indifference. Its the humility and generosity.