If you lose your seed phrase, but still have access to the wallet, you can absolutely just transfer the assets to another wallet from a new seed phrase.
Assuming you still know your PIN code. You will need the PIN to unlock the wallet and move the coins to a different wallet whose seed is properly backed up.
Actually, yes. You are safe until you remember your seed phrase. Even if you lose your cold wallet, you can recover your tokens. The main thing is to remember a seed phrase.
Actually, you should never try to remember your seed and rely on your memory. The seed is supposed to be written down on paper or engraved in steel. You make several copies and store them in safe places.