Well, I think what you captured there is "an ideal situation" and not what can be taken as general like the arbitrary situation in some countries where banks close and ban accounts on the directives of top politicians.

Yes, I think people are just being unnecessarily over apprehensive about the privacy thing. There's no way one can completely process and spend cryptos (Bitcoin et al) without revealing a name (as in bank transfers) even when we make transfers of cryptos to others, it still won't be completed until one of the parties decides to withdraw and use it or to an address (for mailing products bought with cryptocurrencies). So, I don't see how one escapes all that privacy thing. The best would be to get a trusted exchange and do a KYC with them so you can do your trades easily.