While they are less likely to lose your funds, they are more likely to be hacked. You gotta run the risk;reward simulation for yourself to see which is worth it. I think most who got into crypto, generally disliked the banks anyways. So it was a natural progression for us to hold our money. But who knows, that could change one day and in 10-15 years from now we could have crypto banks. Oh how that would be so backwards and would suck.