Some of what you're saying is true - the basic idea that making lists is a useful aid (often preached by very successful people) but some of the things you describe are not necessarily right. "Buying a house" for most people requires saving up a deposit that can take years and even then, take a few months to close the sale. It is not something you should rush and is often the biggest purchase that people ever make in their life - not something to be taken lightly at all. Cars and even electronics can be frivolous items in many cases too, you might not need the super high spec BMW or teched out fridge that you first stumble upon so it's worth doing a good amount of research on these big ticket items or you can regret spending too much a few weeks later. List building should be thought of on a much smaller, day-to-day scale, not for these mega items.