There are really some instances that even if you have all the means, but knowing it will not be very necessary for you, then you should know how to balance weigh things well. Its not that once you have the funds, you'll eventually buy it before your money disappears. There are other things that we still need to consider like preparing for those unpredictable things that may happen anytime. I think its really basic for those people who are anticipating for the future's unexpected events, but for those who are used to lived thinking only at the present times, they will surely do things without thinking its future consequences.
I always force myself to be living like a poor person because I a mnot wealthy and I still want to put money aside. I mean even when there is a big problem and I should not invest into anything, I still force myself to invest. Why? Because, I do have enough funds aside for "just in case" days, and yes I create debt, and I have problems, hell I would sell my car before I sell my coins, that is literally how much I believe them. This way, I do have debt and not living a rich person's life but I would not be rich anyway, so instead of being maybe below decent at best, I live a poor life but I end up with a rich man's bank account in the future.
If I had bad investment past then I may have focused on something else but I have made nearly 10x profit so far and that's proof enough that I could make a good profit, this is not just one day or two days neither I have been here for 8 years and made so much more profit before this one as well. Hence I believe that I will one day be a rich person thanks to living like a poor one now.