Starting point is a big challenge when it comes to Investment. There are people who find it difficult to start up an investment because what they have is not large. Start your investment with the little you have it will go a long way.
True, people always be afraid to start something because they don't want to lose their money when starting something that involves money. This is why they say something like "I think it sucks, I think it's not my stuff etc etc" Yea that is just because you haven't tried it yet. It is much better you lose small amount of money for experience instead of just you don't know anything about it.