If people had a sure way to protect their bitcoins the price would by up *5 by now, maybe we should look at the idea of hardware wallets.
There is a sure way to protect bitcoins, it simply takes some effort on the part of the user. There are cold wallets, offline wallets, M of N wallets, paper wallets, etc.
I agree that effortless protection would improve things for those who refuse to put forth the effort.
Isn't that one of the beauties of bitcoin? That stupid, lazy people will be the last people to catch on?