I have never made a payment using crypto currency because none of the shops in my country accept cryptocurrency payments. I really want to use some of my Bitcoins to pay for all my household needs, but the government in my country has not legalized Bitcoin as a legal tender. I heard that some countries have legalized Bitcoin, people in those countries are very lucky because they can use their Bitcoins to buy anything they want.
Currently, here in our country I have never experience paying in shops or physical store using cryptocurrency as much as I want too but sad to say I haven't encountered any store accepting any crypto token and if ever I've find one I will definitely love to try it. However, in some case I do try to pay using crypto when it comes to example I am buying a token or NFT to my colleagues and friends who use to accept crypto as a mode of payment because they are also a crypto user and we prefer to use a two way crypto transaction nut in terms of buying needs in a physical store I don't try it yet.