Will my coins still deliver? The USDT fees on USDT based on Ethereum blockchain looks too high. Should I reduce it? How low do I go? Presently, it's about $46.
You are going to lose all of your money in gas fees farming on Ethereum. Either wait for ETH 2.0 to withdraw/claim rewards/send, or bridge your tokens to NEAR protocol and farm on Ref Finance or Trisolaris on NEAR's sidechain Aurora.