You are both correct that it is a big ask and people should be skeptical. Most of the time something like this would end up having a new business partner or investor, yet this isn't an angel network or crowd equity site so I can only ask for a loan.
They are and even if you agree with them, you still don't offer any kind of
valid collateral for your loan request. Unless if you really believe that you can get a loan without collateral...
