We went around and around for a while as to where his line was vs. mine. And it does bring up some interesting points. If you are getting paid in BTC and send it to BitPay / Conbase and convert it to their debit card and spend from there are you 'living on crypto'? How about Bitrefill and other places you can get gift cards from BTC / crypto?
It all depends on what you really want to do, if you are getting paid in Bitcoin and only to just withdraw all the money and put your bank, then it doesn’t make any sense at all. It would have been best that you received that money straight to your bank account, because receiving it as Bitcoin first and then converting it to send to your bank account is going to attract extra charges, which is unnecessary.
The only time that it would be best for you to receive it as bitcoin, is when you know that you are ready to hold that Bitcoin in your wallet and not start moving it to your bank, or maybe you want to keep a part of it at as Bitcoin while the rest stays as Fiat in your bank account.