People wouldn't be able to exchange USD for BTC, so bad.
Ill trade you a quarter bitcoin for that nice boat of yours.
See how easy that was? No dollar or banker needed.
What if he doesn't want btc for his boat? That's the inherent problem here. BTC isn't accepted in the mainstream world so that guy would be an idiot to take your BTC. Unless he saw an opportunity to exchange the BTC for USD. Still haven't changed anything because in the end it's still about the dollar.