I think this applies to any investment that is available in the person. Every year, we make these conscious decisions that will either make or break our current income stream especially when you enter and consider various investment opportunities.

To give you a concrete example, the prices of cryptocurrencies crashed in the market. Though some saw this as a negative outcome, most see this as an investment opportunity to purchase more for long-term HODLing. Now, you decide whether you want to invest for long-term or aim towards a shorter end goal.