If I die (let's be honest, that will probably happen), would my wife or family get my coins? What if they don't know my passwords/private key?
If you have not told them your private keys to your spouse or kids, and if you die, then those coins will be lost forever and no one will be able to use them. If you want that your wife and kids benefit from your saving, you need to trust them and share with them the private keys. You may keep them private in a locked safe and tell your spouse to open them if only once you are no longer alive.
I understand that you mean well here but this is a death sentence. Read my post above which I explain how that could be in a long msg, but please do not do this especially if you own a lot of bitcoins.
Some people may feel touchy that I said telling secrets to your "kids & wife" as a death sentence because they love them a lot and they feel that their wife&kids love them too a lot! Believe me, I understand this, but human beings are complicated.
Emotions could really play someone and this is where it do varies on how much you do love your family specially your wife and children.If you do really mind on giving them at least the benefits on what you are working hard for then you would definitely mind off on how you would share those
important or valuable information.
You wouldnt really just let everything would come to waste and as a father or family man then you would really be thinking this way.
The reason many people invest in Bitcoin is that they want their family's future to be secure. Because Bitcoin does have the potential to generate
large profits if we hold it in the long term. So if we want our families to enjoy the results of the Bitcoin investments we make, tell our family
the password and where we keep the private keys. It's really sad when people hide everything about Bitcoin from their families. Because everyone
must die and everything will be wasted if the Bitcoin that we have cannot be inherited. So don't delay telling our families how they can access
our Bitcoins. Because we never know when our death will come, we have to prepare everything from the beginning.