Exactly, NO
5-10years later seem too fast to judge, moreover right now, we still understand how many countries still don't legalize crypto as a legal tender or currency in their country. Moreover, my government also  has said  that cryptocurrency will not be legal as a currency or legal tender in my country even in 10 years later.
So, doubtful, really doubtful if this will happen only in 5-10 years later.
Moreover banks are complicated, you know, the world bank will never let it be, world bank has very great power. How we don't like banks, but we have no that big power to make banks die.
It may happen probably in the future, but not really what will happen.