If they are not extravagant in spending their money in their daily life, the money will be put to good use. In borrowing money, it is very important for us to prioritize the purpose of the loan and have a great chance for us to repay it. Likewise with saving money in a bank, immovable assets are more suitable for us to sell for investment purposes. it will be better for the future, we don't have to think far. Let someone else manage our money.