Maybe now its a good time to invest
And borrow money.
Btc goes 120,000$ if you buy now you make like over 60,000$ profit.
But dont buy just btc divide ur portfolio ...
Buy few metaverse few top coins maybe web3 and u wait ATH and you sell it.
Pay i ng back loan and u are in profit.
Next year as we all know ATH
If only things are easy to predict, we won't have any problems.
What you said will be underlying in the situation of
"what if". It's a good plan but only if things will go directly the way you want. I won't contradict or stop if someone wants to make a loan to take advantage of the price dip. People themselves know their financial capability and ability to pay those loans compare to us. If you think you can handle the risks and you are well-prepared to deal with any future problems, it's your decision.
It's your money after all.