Before you put all your eggs in one basket and literarily bury your finances, kindly check past data on crypto prices. I'm vehemently of the opinion that next year will return the bears that will likely eat up the gains of 2021 for those who won't tether or withdraw their wins now. Precedence of post Bitcoin halving year has shown this to be true. I witnessed that of 2018 first-hand. It was bloody, indeed.