For some people 100$ are like millions and for some millions are nothing its not about how much HW wallets are about holding, I bought a new person in crypto he wants me to setup a HW wallet and then he question how can i trust this secret key when someone else is telling it I want to create it manually and there is no option to do so. I said for now you have to trust them, its new yet soon you can do it manually too.
If there is way to do so please share a link or wallets providing this type of facilities.
If it's you who bought the HW from manufacturer and you did reset it yourself (on my HW you can enter incorrect pin 3 times and will reset, asking whether you want to enter old seed or want the device generate a new one) you should be good. Just the seed has to stay safe, offline, and only for your eyes only. (And make sure you've written down the latest seed!)
If you have It background, you can, instead of HW, use cold storage. Then you will know exactly what you do, but it will be way less convenient to use.