It's a card by Ledger that has nothing to do with Ledger? wtf?
It's a card powered by Ledger according to the terminology they used. But it's not a card owned or controlled by Ledger. It's a partnership with Baanx and you are using their card.
So, you got a Visa card, powered by ledger, owned by Baanx Group Ltd UK (which is not a bank), the card being issued by the usual Lithuanian Bank, in this case Frozen Time – Unipessoal LDA, although the main branch is from Portugal and at the end of the line you might start to wonder whether hell you're going to call if something goes wrong with your funds or a bank transfer in and out.
The moment you transfer your crypto from your hardware wallet to the card (aka Baanx), it's Baanx's crypto and you should contact them for any problems you might run into. I am not 100% sure but I think Ledger already mentioned in their disclaimers somewhere that they don't provide and guarantees or recommendations on how to use the card. In other words, if you mess up, don't come running back to us and crying about it.