Maybe now its a good time to invest
And borrow money.
Btc goes 120,000$ if you buy now you make like over 60,000$ profit.
But dont buy just btc divide ur portfolio ...
Buy few metaverse few top coins maybe web3 and u wait ATH and you sell it.
Pay i ng back loan and u are in profit.
Next year as we all know ATH
What is your basis of crypto being on ATH next year? It is pure speculation, there is no proof that we can grab, even the data are not accurate in giving information. No one can really know ehat would happen to BTC next year