I agree that you should plan ahead of time and protect it for security reasons. This is similar to a will and testament, but this one is more akin to giving only a flashdrive. The best thing to do is keep a ledger in a safe place and tell your family that you will open it until you die, as this is the only way for them to get your bitcoin until you die. If you do not prepare for this, your bitcoin will die as well, and your family will struggle to find money. Anything could happen and we dont know when we will die but we should prepare to transfer our wealth to our family
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Indeed. The only way that the family of a deceased Bitcoin holder can benefit such is if that person was able to passed down the accounts and passwords to the family before passing away. And given the nature and risks of just writing it down on a will testament that can be read by different people, it should be saved securely. Otherwise, the bitcoin will just be frozen.

ya.ya.yo!