Which coin(s) do you think are underrated for 2021? Do you think 2022 will be a big year for altcoins? If not, why? Your input will be greatly appreciated. Thank you.

I don't think BNB is overrated under any criteria based on it's utility, demand, support, and token mechanism. I would like you to share your thoughts on why BNB is overrated.
I would also like to guess that by overrated you are referring to the coin/token being overpriced, for me EOS, Waves, and Neo are underrated they've been around for years yet their prices are stagnant.