Ripple
The Ripple network allows individuals to exchange money with each other, no matter where they are located or what bank they use. The Ripple network is powered by XRP.
Binance Coin
Binance Coin, also known as BNB, is the cryptocurrency developed and marketed by Binance exchange. Although it was originally based on Ethereum, it is now based on its own Binance chain. BNB is used as a utility token to pay for trading fees and transactions at a lower price.
I keep these two coins in 20% of my portfolio, XRP still has good hope in the future, I see there are many new projects running on XRP network, you can see New coins and projects in every twitter post because there are many projects that are being developed rapidly like Sologenic.
BNB is certainly good because the developer is the CEO who owns the big exchange that is Binance, there's no doubting that and I'll keep this coin.