Don't bend to societal pressure of over spending during this festive season, make serious plans for the celebrations and the coming year, Don't fall into the trap or bend to the pressure of selling off a percentage of your cryptos to spend this festive season, a new year is coming. January is usually a long month that carries along a lot of expenses, make plans and preparations now for tomorrow, spend wisely today.
Indeed, especially with Fed raising the interest rate soon, it is crucial to not overleverage yourself in terms of spending or investing.
If you take on a lot of debt right now you are going to feel the hurt very soon when rates start hiking.
Stay the course and don't do anything stupid. You don't need to get in the market when everyone else is hyping things up.