This is what central owned funds means and you are just using them till they want you all to do and then will render some policies like restricting you to transfer funds without any proper documentation to clear how you earn them,how much you earned and then taxation purpose.The transactions are settled with third party and at the end when they find it suitable to put restrictions they can but the case with bitcoin is entirely different and you have all the responsibility of your funds and only need to be careful to secure them on hardware wallets with good returns but banks provide annual interest of very low rates and people are not anymore convenienced to put money in banks.

The most of countries have the similar situations but still the first world countries have better conditions but the third world country face lot of other problems and money printing also won't help them even to survive the current scenario because US and UK could be facing such conditions late but these countries are mostly dominated by US dollar and they should recognise the importance of Bitcoin and then this could help them at some point otherwise they are going down the inflation road which will end up burning the fiat one's.