I need 125k x 30 = 3,750,000
I would be 94 and who cares at that point.
I have a lot of that in the form of fed government pensions.
But I would like the 3.75mil and the pensions so that the pension can not be held over my head or my wife head.
Sounds like a doable goal. I believe you will get there one way or another. And probably well before 90.