No, you didn't. But it does seem like the elephant in the room that no one wants to discuss. There are a lot of members here from the Philippines, and some might be alts of one another but I think it's unfair to link them all to the loan scammers whenever some ethical or moral questions come up.
I don't think this is an issue that has to do with nationality, and I'm not sure Timelord2067 implied anything of the sort. However, if there's any fact that might cause more suspicion as to the members involved and where they live, it's that bitcoin can buy a
lot more in the Philippines than in a lot of other countries. That's not to say that someone living in a country with a higher cost of living wouldn't be tempted by having access to a large amount of bitcoin, but I mean come on....first of all, it's easy to pilfer when the available amount is large and maybe a small amount goes unaccounted for (initially at least); and second, it's just straight-up more tempting to run off with an amount of money if it has more purchasing power in your country vs. one where it wouldn't. I think the second part is common sense.
Having said all that, I don't know exactly how much more a bitcoin will buy you in the Philippines compared to the UK, Germany, or wherever. I'll also reiterate that the members being Filipino in itself has nothing to do with this situation. The same actions taken by anyone else in any other country would no doubt be under the same scrutiny, because they speak for themselves. Hell, I didn't even know where Cabalism13, crwth, and bl4nkcode were from until it was mentioned here (or I forgot).