Maybe now its a good time to invest
And borrow money.
Btc goes 120,000$ if you buy now you make like over 60,000$ profit.
But dont buy just btc divide ur portfolio ...
Buy few metaverse few top coins maybe web3 and u wait ATH and you sell it.
Pay i ng back loan and u are in profit.
Next year as we all know ATH
Good advise but it's not the best currently because the market can just decides to go completely bearish and never comes up to the particular level, maybe after many months which may make one or the borrower to incur more dept before the market comes to normal. This is not a good idea for me currently. The market is scary right now.